WaFd Bank Fixed Rate Credit Cards
For fixed rate* cardholders: view your cardholder agreement, interest rate and fee schedule, and other program information below.
Cash Back Credit Card
Have questions? See our Credit Card FAQ
Small Business Cash Back Credit Card (Community Banking Credit Card)
See our Small Business Credit Card FAQ
- WaFd Bank Cash Back Rewards Visa® and Visa Signature® Interest Rate and Fee Schedule
- WaFd Bank Cash Back Rewards Visa Signature® Cardholder Agreement
- WaFd Bank Cash Back Rewards Visa® Cardholder Agreement
- Visa® Guide to Benefits (Signature tier version)
- Visa® Guide to Benefits (Traditional tier version)
- ScoreCard® Cash Back Rewards Program Rules
Add Your Credit Card To Your Digital Wallet
A digital wallet allows you to safely and securely store your personal payment information virtually, in a single place, through an app on your phone.
† Annual Percentage Rate (APR) The cost to borrow money expressed as a yearly percentage.
* For fixed rate cardholders who applied prior to 11/01/2023.
** 2% cash back can be earned for gas, grocery, and pharmacy purchases for Visa Signature® cardholders and 1% cash back earned for all qualified purchases for both Visa® and Visa Signature® cardholders.
*** Subject to credit approval. Certain terms, conditions, and exclusions apply. Please refer to your Visa Guide to Benefits and Cardholder Agreement for details.
See the WaFd Bank Privacy Notice.