Interest Checking with Stellar Benefits
* My WaFd Wins benefits are subject to additional terms and conditions. These are third party services and are not subject to FDIC insurance coverage or controlled directly by the bank. Visit www.wafdbank.com/wins for more details.
Stellar Rewards Checking includes My WaFd Wins* Rewards. Benefits Include1:
- Credit Monitoring and Identity Theft Resolution Service2
- Mobile Phone Protection
- Accidental Death & Dismemberment (AD&D) Insurance
- Health Discounts
- Buyer's Protection/Extended Warranty
- Travel & Leisure Discounts
- Shopping Discounts
Monthly fee is based on your average daily balances each month:
When you keep $20,000 or more in Stellar Plus, or $100,000 or more in related deposit accounts
If you keep $10,000-$19,999 in Stellar Plus, or $50,000-$99,000 in related deposit accounts
If you keep less than $10,000 in Stellar Plus, or less than $50,000 in related deposit accounts
All fees and services are subject to change. Schedule of Consumer Fees & Service Charges.
Green Rewards and Stellar Plus accounts are not available to businesses, clubs, organizations, churches, and/or schools. Some benefits require registration and activation on My WaFd Wins (powered by Econocheck).
1 Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Refer to the Insurance Document for complete details of coverage. Insurance is offered through the company named on the certificate of insurance. Insurance documents will be provided to you, prior to your acceptance at the time of account opening.
2 IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Accounts are not available to businesses, clubs, organizations, churches, and/or schools. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household. Credit file monitoring from Experian and TransUnion will take several days to begin following activation.
Insurance and additional checking benefits programs are:
- Not a deposit
- Not FDIC-insured
- Not insured by any Federal Government Agency
- Not guaranteed by the bank