Interest Checking with Stellar Benefits
Our most rewarding checking account gives you earned interest for only $0-8 a month, plus a heap of valuable perks. See how WaFd Bank is here for you:
No-fee bill pay and person-to-person payments
Learn more about Bill payOver 37,000 FEE-FREE ATMs
Find an ATM24/7 online & mobile banking with mobile check deposit
Learn more about Online and Mobile bankingOver 200 branches in 8 states to serve you
Branch locationsWith a Stellar Plus Checking account
Earn Interest
Click here to see the latest rates
Get a Free 3x5" Safe Deposit Box*
* At branches where available
Stellar Rewards Checking includes My WaFd Wins* Rewards
Credit Monitoring and Identity Theft Resolution Service
- Fully Managed Identity Theft Resolution Services
- Daily credit file monitoring and automated alerts from your credit report
- Request an updated single bureau credit report every 6 months
Mobile Phone Protection
- Covers up to 4 phones listed on the mobile phone bill
- Covers damage or theft; up to 2 claims per twelve month period; up to $400 per claim with a $50 deductible per claim
- Mobile phone bill must be paid through your Stellar Plus Checking account.
Buyer’s Protection/Extended Warranty
- Buyers Protection covers items for 90 days from the date of purchase against accidental breakage, fire, or theft
- Extended Warranty extends the U.S. manufacturer's original written warranty up to one full year on most new retail purchases if the warranty is less than 5 years
- Stellar Plus Checking account must be used for entire purchase price of item
Accidental Death & Dismemberment (AD&D) Insurance
- Up to $10,000 AD&D coverage
- 24-hour coverage
- Coverage divides equally among joint account owners
- Coverage reduced 50% at age 70
Accidental Death & Dismemberment (AD&D) Insurance
- Up to $10,000 AD&D coverage
- 24-hour coverage
- Coverage divides equally among joint account owners
- Coverage reduced 50% at age 70
With a Stellar Plus Checking account you can save on the things you do.
$5.99 Movie Tickets
Restaurant & Hotel Deals
Rental Car Discounts
Shopping Discounts
- Access to exclusive offers and discounts at thousands of leading online retailers
- Shop online using our customized shopping portal and receive cash back
- It’s that easy!
Health Discounts
- Prescription discounts
- Vision: Save on exams, glasses, contact lenses, and corrective surgeries
- Discounts on dental procedures
- This is NOT insurance (Registration/ activation required).
Travel & Leisure Discounts
- Redeem and print coupons online
- Access discounts from your mobile device
- Local and national discounts on hotels, restaurants, rental car, museums, florist, sporting events, dry cleaners and more
Let's open your Stellar Plus Checking account today
Choose Between Standard, Seattle Sounders FC & Seattle Kraken Debit Cards
All you need is:
- Driver’s License
- Social Security Number
- $25 Deposit
*My WaFd Wins benefits are subject to additional terms and conditions. These are third party services and are not subject to FDIC insurance coverage or controlled directly by the bank. Visit www.wafdbank.com/wins for more details.
Email Used at Sign Up
Mobile & Online Banking
We make it easy to get your banking done on-the-go.
- Pay bills online or with your smart phone.
- Check your balance, view transactions and transfer money.
- Deposit a check with your smart phone and mobile photo deposit.
- Pay a friend with person-to-person transfers.
- Deposit funds on your schedule or at our smart ATMs.
Monthly fee is based on your average daily balances each month:
$0
When you keep $20,000 or more in Stellar Plus, or $100,000 or more in related deposit accounts
$3
If you keep $10,000-$19,999 in Stellar Plus, or $50,000-$99,000 in related deposit accounts
$8
If you keep less than $10,000 in Stellar Plus, or less than $50,000 in related deposit accounts
All fees and services are subject to change. Schedule of Consumer Fees & Service Charges.
Contact Us
For more information about our account services, or to talk to our Client Care Directors: