Money Magazine Best Banks The Best Bank in Every State 2019-2020 

A checking account that pays interest and benefits! That's

Stellar Plus Checking.

Our most rewarding checking account gives you earned interest for only $0-8 a month, plus a heap of valuable perks. See how WaFd Bank is here for you:

Earn interest and more with a WaFd Bank Stellar Plus Checking account

Stellar Key

Get a Free
3" x 5" Safe Deposit Box*

* At branches where available

Identify Theft Monitoring and Resolution Service

  • Fully-managed recovery with comprehensive identity theft resolution services
  • Identity theft expense reimbursement
  • Monitoring
Personal documents

Cell Phone Insurance

  • Covers first 3 phones listed on the cellular phone bill.
  • Covers damage or theft; up to 2 claims per year; up to $300 per claim with a $50 deductible per claim.
  • Mobile phone bill must be paid through your Stellar Plus Checking account.
Broken mobile phone

Automatic Extended Warranties on the Things You Buy

  • Buyers Protection covers items for 90 days from the date of purchase against accidental breakage, fire, or theft.
  • Extended Warranty extends the U.S. manufacturer's original written warranty up to one full year on most new retail purchases if the warranty is less than 5 years.
  • Stellar Plus Checking account must be used for entire purchase price of item.

Accidental Death & Dismemberment (AD&D) Insurance

  • Up to $10,000 benefit
  • 24-hour coverage
  • Coverage divides equally among joint account owners
  • Coverage reduced 50% at age 70

With a Stellar Plus Checking account you can save on the things you do.

$5.99 Movie Tickets

Restaurant & Hotel deals

Rental Car Discounts

Shopping RewardsTM

  • Access to exclusive offers and discounts at thousands of leading online retailers.
  • Shop online using our customized shopping portal and receive cash back.
  • Cash back will be held in your Shopping RewardsTM account to use towards future purchases, sent to you as a check.
Shopped Items
Eye glasses and it's image

Prescription and Vision Discounts

  • Prescription discounts
  • Vision: Save on exams, glasses, contact lenses, and corrective surgeries.
  • Discounts on dental procedures.
  • This is NOT insurance (Registration/ activation at required).

Travel & Leisure Discounts

  • Redeem and print coupons online.
  • Access discounts from your mobile device.
  • Local and national discounts on: hotels, restaurants, rental car, museums, florist, sporting events, dry cleaners and more
A couple laughing and having fun

Sign up today!

Open Account 

Mobile & Online Banking

We make it easy to get your banking done on-the-go.

  • Pay bills online or with your smart phone.
  • Check your balance, view transactions and transfer money.
  • Deposit a check with your smart phone and mobile photo deposit.
  • Pay a friend with person-to-person transfers.
  • Deposit funds on your schedule or at our smart ATMs.
Download app on the Apple App Store
Android App on Google play
WaFd Bank mobile app dashboard

Sign up today

Open Account 

All you need is:

  • Driver's License
  • Social Security Number
  • $25 Deposit for Stellar Plus Checking

To Access Stellar Plus Checking Benefits.

Some benefits require registration/activation at

To find out more about Stellar Plus Secure Checking Benefits, please visit our Benefits page.

These benefits are subject to additional terms and conditions as well as subject to service provider fees. These are third party services and are not subject to FDIC insurance coverage or controlled directly by the bank.

Monthly fee is based on your average daily balances each month:


When you keep $20,000 or more in Stellar Plus, or $100,000 or more in related deposit accounts


If you keep $10,000-$19,999 in Stellar Plus, or $50,000-$99,000 in related deposit accounts


If you keep less than $10,000 in Stellar Plus, or less than $50,000 in related deposit accounts

Contact Us

For more information about our checking account services, or to talk to our Client Care Directors: