Middle aged couple having a fun evening out on the town
Middle aged couple having a fun evening out on the town
Middle aged couple having a fun evening out on the town
Middle aged couple having a fun evening out on the town
Middle aged couple having a fun evening out on the town
Middle aged couple having a fun evening out on the town
Stellar Plus Checking
Your higher balances earn you interest and qualify you for outstanding benefits, including receiving a free safe deposit box.*
America's Best Bank 2021 and 2022 - Newsweek

Interest Checking with Stellar Benefits

Our most rewarding checking account gives you earned interest for only $0-8 a month, plus a heap of valuable perks. See how WaFd Bank is here for you:

No-fee bill pay and person-to-person payments

Learn more about Bill pay

Over 32,000 FEE-FREE ATMs

Find an ATM

24/7 online & mobile banking with mobile check deposit

Learn more about Online and Mobile banking

Over 200 branches in 8 states to serve you

Branch locations
No-fee bill pay and Person-to-Person payments
Learn more about Bill pay
Over 32,000 FEE-FREE ATMs
Find an ATM
24/7 online & mobile banking with mobile deposit
Learn more about Online and Mobile banking
Over 200 branches in 8 states to serve you
Branch locations

With a Stellar Plus Checking account

% Interest
A safe deposit box key

Get a Free 3x5" Safe Deposit Box*

* At branches where available

Stellar Rewards Checking includes My WaFd Wins* Rewards

Credit Monitoring and Identity Theft Resolution Service

  • Fully Managed Identity Theft Resolution Services
  • Daily credit file monitoring and automated alerts from your credit report
  • Request an updated single bureau credit report every 6 months
ID and SSN cards under a pad lock
ID and SSN cards under a pad lock

Mobile Phone Protection

  • Covers up to 4 phones listed on the mobile phone bill
  • Covers damage or theft; up to 2 claims per twelve month period; up to $400 per claim with a $50 deductible per claim
  • Mobile phone bill must be paid through your Stellar Plus Checking account.

Buyer’s Protection/Extended Warranty

  • Buyers Protection covers items for 90 days from the date of purchase against accidental breakage, fire, or theft
  • Extended Warranty extends the U.S. manufacturer's original written warranty up to one full year on most new retail purchases if the warranty is less than 5 years
  • Stellar Plus Checking account must be used for entire purchase price of item
Man confidently shopping for electronics knowing his purchases are covered

Accidental Death & Dismemberment (AD&D) Insurance

  • Up to $10,000 AD&D coverage
  • 24-hour coverage
  • Coverage divides equally among joint account owners
  • Coverage reduced 50% at age 70

Accidental Death & Dismemberment (AD&D) Insurance

  • Up to $10,000 AD&D coverage
  • 24-hour coverage
  • Coverage divides equally among joint account owners
  • Coverage reduced 50% at age 70

With a Stellar Plus Checking account you can save on the things you do.

$5.99 Movie Tickets

Restaurant & Hotel Deals

Rental Car Discounts

Shopping Discounts

  • Access to exclusive offers and discounts at thousands of leading online retailers
  • Shop online using our customized shopping portal and receive cash back
  • It’s that easy!
Shopping items such as clothing and electronics
A new pair of prescription eye glasses

Health Discounts

  • Prescription discounts
  • Vision: Save on exams, glasses, contact lenses, and corrective surgeries
  • Discounts on dental procedures
  • This is NOT insurance (Registration/ activation required).

Travel & Leisure Discounts

  • Redeem and print coupons online
  • Access discounts from your mobile device
  • Local and national discounts on hotels, restaurants, rental car, museums, florist, sporting events, dry cleaners and more
Photos of a couple on vacation at the beach

Let's open your Stellar Plus Checking account today

Choose Between Standard, Seattle Sounders FC & Seattle Kraken Debit Cards

WaFd Bank Contactless Debit Card
WaFd Bank Contactless Sounders Debit Card
Kraken Debit Card

All you need is:

  • Driver’s License
  • Social Security Number
  • $25 Deposit

*My WaFd Wins benefits are subject to additional terms and conditions. These are third party services and are not subject to FDIC insurance coverage or controlled directly by the bank. Visit www.wafdbank.com/wins for more details.

Sign in to My WaFd Wins

Email Used at Sign Up

Forgot Email?
WaFd Bank mobile app dashboard

Mobile & Online Banking

We make it easy to get your banking done on-the-go.

  • Pay bills online or with your smart phone.
  • Check your balance, view transactions and transfer money.
  • Deposit a check with your smart phone and mobile photo deposit.
  • Pay a friend with person-to-person transfers.
  • Deposit funds on your schedule or at our smart ATMs.
Download on the Apple App Store
Apply App Store
Android App on Google play
Google Play Store

Monthly fee is based on your average daily balances each month:

Up arrow

$0

When you keep $20,000 or more in Stellar Plus, or $100,000 or more in related deposit accounts

$3

If you keep $10,000-$19,999 in Stellar Plus, or $50,000-$99,000 in related deposit accounts

$8

If you keep less than $10,000 in Stellar Plus, or less than $50,000 in related deposit accounts

Contact Us

For more information about our account services, or to talk to our Client Care Directors: