Support cyclical or seasonal cash flow
Access what you need when you need it
Business Lines of Credit*
Get flexible access to cash on demand for inventory, cyclical needs, and anything else your business needs. Whether you're managing seasonal ups and downs, dealing with unpredictable cash flow, expanding operations, or just want a financial cushion, our credit lines adapt to your business so you can borrow only what you need.
Fast access to funds when you need capital without the wait
Practical lending decisions based on your business's real assets and potential
Smart cash flow management, plus you only pay interest on the funds you actually borrow
Flexible financing to keep your business moving
Features & benefits:
- Unsecured lines available up to $50,000
- Quick approvals with streamlined documentation
- Flexible borrowing for seasonal or cyclical cash flow needs
- Sweep account integration for automatic cash management
- Option to use your line of credit for Overdraft Protection
- Only pay interest on what you use
Best if you:
- Manage seasonal revenue
- Are looking for cash flexibility
- Want automatic sweeps
- Prefer simple approvals
- Value relationship banking
- Need quick and flexible funding
WaFd Bank's Business Lines of Credit
Product/feature | Best for | Key benefits |
|---|---|---|
Business Line of Credit | Companies with asset-backed borrowing needs |
|
SBA Express Line of Credit | Businesses needing quick and flexible funding |
|
Line of Credit + Sweep Account | Firms managing multiple accounts |
|
Connect with Us
Our knowledgeable and experienced bankers are ready to help.
Scale Your Success
Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.
REMOTE DEPOSIT CAPTURE
Submit your bank deposit using a simple desktop scanning device
- Save time, no need to drive your deposits to the bank
- Receive credit faster
- Access images of deposited items
eACH
A secure and fast way to send and receive payments
- Vendor Payments
- Payroll
- Payment Collection
ADDITIONAL OPTIONS
More ways to upgrade your account
- Treasury Prime for ultimate control over business accounts
- Sweep Accounts
- Zero Balance Accounts
- eWires: send domestic and International wires quickly
Expert Insights
Navigate your business confidently with expert knowledge and guidance.
Trusted Partners
Testimonials from our business clients.
RETAIL
Definitely have a bank partner in our corner, 100%.”
Daniel Goodwin
NON-PROFIT
It has just been a really wonderful experience. So much so that we are actually in the process of transitioning almost all of our banking as a non-profit agency to WaFd Bank.”
Crystal Hovath
RETAIL
It's an incredible relationship! I've never seen it in banking, and that's why we stick with WaFd Bank!”
Jackie Sorkin
Frequently Asked Questions
*Loans subject to approval.