Business Loans
For more than 100 years, we've taken a personal approach to protecting your long-term interests. Consider our business bankers your own trusted advisors, dedicated to working with you to develop a straight-forward financing strategy that's right for you. After all, we understand that our success depends on yours.
Business Lines of Credit
If you need to borrow funds to support cyclical or seasonal cash flow, Business Lines of Credit are often the right solution.
- Unsecured lines of credit are available up to $50,000
- Enjoy quick decisions with less documentation with our Express Line
- Rely on us for a common-sense decision to your line of credit application, based on your business' assets
- Combine a line of credit with our Business Sweep Accounts—We can automatically transfer funds daily between your operating account and related line of credit to efficiently manage cash resources, providing you maximum flexibility
Commercial Real Estate Financing
If you need to purchase or refinance your commercial property, we offer a number of options to fit your needs.
- Own the space where you do business. Ask us about financing real estate purchases
- Save money by refinancing your current property
- Outgrown your space? Ask us about financing options to help you expand your business
Business Term Loans
If your business needs to purchase equipment, make capital improvements, or finance future expansion, Business Term Loans are the ideal solution.
- Business Term Loans typically have terms of 1-7 years
- We tailor the loan to fit your cash flow
SBA Loans
WaFd Bank is now an SBA Preferred Lender, offering SBA 7(a) and 504 loans as well as SBA Express Loans. With this designation, WaFd now offers:
- Faster approvals for SBA-backed loans
- Efficient application process with personalized guidance
- Expanded access to SBA financing programs, including 7(a) and 504 loans
- Comprehensive loan amounts to help businesses of any size
- Access to capital without the collateral required in traditional loans
“Earning Preferred Lender status with the SBA means we can help in a more efficient way without waiting on the SBA to bless our approvals, “ said SBA Program Manager, Scott Bossom. “This designation allows us to serve our customers with faster turn times, helping them secure the resources they need to expand, hire, and strengthen our local economies.” Our local business bankers are ready and waiting to help, give us a call to find out how we can help you meet your business goals.