Open a SCORE Certified *Free Business Checking
Simple. Straightforward. Smart.
*Nonsufficient funds charges may apply.Free Business Checking
Running a business means juggling a thousand details; your bank account shouldn't be one of them.
WaFd Bank's Free Business Checking gives you the tools you need to manage your LLC, sole proprietorship, or small business with ease. No monthly service fees, no hidden charges, just practical, reliable banking designed for business owners like you.
No monthly maintenance fee or minimum balance requirements
Competitive options to upgrade your account and run your business better
Access to thousands of fee-free ATMs
With SCORE Certification, WaFd Bank's Free Business Checking works as hard as you do
Our Free Business Checking account is SCORE certified, which means that we are small business friendly in all we do. To achieve this, WaFd Bank's Free Business Checking account meets the standard for small business success.
- $0 minimum to open
- No monthly fees
- Unlimited transactions
- No fee per check
- Non-sufficient funds fee is just $30
- Payroll services available
- Payment services available
- Merchant services available
Straightforward banking that keeps your small business moving forward
Features & benefits:
- No monthly service fees
- Unlimited digital transactions
- Online Banking with bill payment
- Mobile photo deposit & remote deposit capture
- eStatements
- Contactless Visa Debit Card
- Debit cards with option to order for employees who are not a signer on your account
- Options to upgrade your account:
- eWire Transfer Service
- Electronic ACH Payments
- Credit Card Processing
Best if you:
- Don't want a minimum balance requirement
- Need simple banking
- Run a small business
- Value personal service
Quick Business Accounts Comparison
Product/feature | Best for | Key benefits |
|---|---|---|
Free Business Checking | Small businesses & sole proprietors |
|
Businesses maintaining higher balances |
| |
Building a safety net |
| |
Scaling and automation needs |
|
Scale Your Success
Expand your financial capacity with our integrated business banking solutions, designed to scale with your goals.
REMOTE DEPOSIT CAPTURE
Submit your bank deposit using a simple desktop scanning device
- Save time, no need to drive your deposits to the bank
- Receive credit faster
- Access images of deposited items
eACH
A secure and fast way to send and receive payments
- Vendor Payments
- Payroll
- Payment Collection
ADDITIONAL OPTIONS
More ways to upgrade your account
- Treasury Prime for ultimate control over business accounts
- Sweep Accounts
- Zero Balance Accounts
- eWires: send domestic and International wires quickly
Expert Insights
Navigate your business confidently with expert knowledge and guidance.
Trusted Partners
Testimonials from our business clients.
RETAIL
Definitely have a bank partner in our corner, 100%.”
Daniel Goodwin
NON-PROFIT
It has just been a really wonderful experience. So much so that we are actually in the process of transitioning almost all of our banking as a non-profit agency to WaFd Bank.”
Crystal Hovath
RETAIL
It's an incredible relationship! I've never seen it in banking, and that's why we stick with WaFd Bank!”
Jackie Sorkin