Checking Accounts

Compare Checking Accounts and Open an Account Online Instantly Today

Whether you're looking for Free Checking or an account with rewards and interest, we have accounts that are tailored to meet your needs. Let us show you why WaFd Bank has been voted Best Bank!

Looking for Business Checking

WaFd Bank America's Best Bank 3 years in a row by Newsweek.

Compare Checking Accounts and Open an Account Online Today

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Hide Similar Features	Interest Checking Open an Account	Premium Rewards Checking Open an Account	Rewards Checking Open an Account	*Free Checking Open an Account
Only $25 Initial Deposit
Service Charge	$12 Per Month Charge waived with $5,000 average daily balance or $50,000 in eligible accounts	$9 Per Month	$6 Per Month	FREE
Minimum Balance Requirement	$5,000 See more details	$0	$0	$0
Earns Interest
Free Checks WaFd Branded only
Free 3x5 safe deposit box where available
Checking Rewards
Greenlight
Contactless Debit Card
Thousands of Fee-Free ATMs
Digital Banking
Start Savings
Free Overdraft Protection Connect your Savings or Money Market for overdraft protection.
Overdraft Line of Credit Subject to credit approval.
Daily Cap of NSF Fees 3 per day or $90.
	Open an Account	Open an Account	Open an Account	Open an Account

Compare Checking Accounts Open an Account Hide Similar Features
Only $25 Initial Deposit	Interest Checking Premium Rewards Checking Rewards Checking *Free Checking
Service Charge	Interest Checking $12 Per Month Charge waived with $5,000 average daily balance or $50,000 in eligible accounts Premium Rewards Checking $9 Per Month Rewards Checking $6 Per Month *Free Checking FREE
Minimum Balance Requirement	Interest Checking $5,000 See more details Premium Rewards Checking $0 Rewards Checking $0 *Free Checking $0
Earns Interest	Interest Checking Premium Rewards Checking Rewards Checking *Free Checking
Free Checks WaFd Branded only	Interest Checking Premium Rewards Checking Rewards Checking *Free Checking
Free 3x5 safe deposit box where available	Interest Checking Premium Rewards Checking Rewards Checking *Free Checking
Checking Rewards	Interest Checking Premium Rewards Checking Rewards Checking *Free Checking
Greenlight	Interest Checking Premium Rewards Checking Rewards Checking *Free Checking
Contactless Debit Card	Interest Checking Premium Rewards Checking Rewards Checking *Free Checking
Thousands of Fee-Free ATMs	Interest Checking Premium Rewards Checking Rewards Checking *Free Checking
Digital Banking	Interest Checking Premium Rewards Checking Rewards Checking *Free Checking
Start Savings	Interest Checking Premium Rewards Checking Rewards Checking *Free Checking
Free Overdraft Protection Connect your Savings or Money Market for overdraft protection.	Interest Checking Premium Rewards Checking Rewards Checking *Free Checking
Overdraft Line of Credit Subject to credit approval.	Interest Checking Premium Rewards Checking Rewards Checking *Free Checking
Daily Cap of NSF Fees 3 per day or $90.	Interest Checking Premium Rewards Checking Rewards Checking *Free Checking

Open an Account

For more information, see Rewards FAQs.

*Nonsufficient funds charge may apply.
Some benefits require activation/registration.

No-fee bill pay and person-to-person payments
Thousands of FEE-FREE ATMs
24/7 online & mobile banking with mobile check deposit
Over 200 branches in 9 states to serve you

Happy couple dancing together in the kitchen

Can't open a traditional bank account?

Start fresh with WaFd Bank's second chance bank account. If you've been denied a bank account, our Fresh Start account can help you get back on track.

Learn about Fresh Start Account

Convenient and Secure Online Banking

Pay bills online or with your smartphone
Check your balance, view transactions and transfer money
Deposit checks with your smart phone and mobile photo deposit
Pay friends with person-to-person transfers
Make online wire transfers
Reach your financial goals by setting real-time alerts, managing spending and tracking savings

Get the WaFd Bank mobile app