Skip to Main Content
Two smiling professionals, a man and a woman, look at a tablet and a phone while standing in a busy, modern office.
Solutions built for leaders like you

Flexible options, insights to drive growth, and security you can trust

Call or text 206-202-0533Connect with Us

Cash Management

Running a growing business means every dollar counts. Balance growth, payroll, and payments while keeping operations running smoothly. With streamlined cash management products, services, and tools to process payables, manage receivables, protect against fraud, and optimize working capital, you can focus more on your business and less on financial stress.

People buying flowers at an outdoor booth with a Zelle accepted here sign.

Zelle® for Business

Best for: Small businesses wanting to send and receive money easily and securely

  • Customers pay you right from their banking app
  • Payment is sent directly to your WaFd account
  • Show customers your QR code or provide your business number
Enroll TodayView Details
A cheerful Black woman with braided hair, wearing glasses and a patterned shirt under an apron, stands in a flower shop, holding a tablet and smiling.

FINSYNC

Best for: Simplifying accounting, gaining control of cash flow, and getting paid faster

  • Cash Flow Management
  • Accounting Management
  • CollectEarly™
Call or text 206-202-0533View Details
A business owner wearing an apron and a baseball cap, working on a laptop.

CashFlow Central

Best for: Managing bills and payments, all in one place

  • Pay bills by bank account or credit card
  • Automate recurring payments and schedule ahead
  • Collaborate with your team using custom user access
  • Create and track invoices
  • Get paid by ACH and credit card
Call or text 206-202-0533View Details
Two business colleagues smiling and talking in a factory or warehouse setting, with the man holding a clipboard.

Payables

Best for: Businesses looking to manage bills, payroll, and vendor payments with ease

  • ACH payments
  • Wires
  • CashFlow Central (Business bill pay)
Call or text 206-202-0533View Details
Smiling woman with reddish hair working on a laptop in a small business office surrounded by clothes on a rack and boxes.

Receivables

Best for: Those looking to save time and money by collecting funds quickly and securely

  • ACH requests
  • Mobile photo deposits
  • Remote deposit capture
Call or text 206-202-0533View Details
A smiling man with glasses and a brown apron talks on a cell phone inside a print shop, standing next to a large-format printer.

Fraud Prevention

Best for: Protecting your hard-earned revenue

  • Check positive pay
  • Reverse positive pay
  • ACH positive pay
Call or text 206-202-0533View Details
Smart cash management services to keep your business moving and your cash flow strong
Business Cash Management Features

Product/feature

Best for

Key benefit

Payroll & vendor payments
Fast, secure money movement
Large or international payments
Same-day domestic & foreign wires
Customer payments
Collect large or recurring payments easily
Busy business owners
Deposit checks anytime, anywhere
Quick customer payments
Fast, easy, secure digital transfers
Businesses of all sizes
Prevent unauthorized transactions
Manage your payables & receivables in one solution
Monitor accounts, transfer funds, manage users
Call or text 206-202-0533
Connect with Us

Our knowledgeable and experienced bankers are ready to help.

Required
Required
Required
Required
Required
Required
Required
Required
Call or text 206-202-0533
Your vision, powered by our comprehensive business banking products and services
A smiling, gray-haired businessman in a light gray blazer and jeans sits on a desk in a modern office, looking off to the side.

PROFESSIONAL PRACTICE & SERVICES

Banking solutions to meet specific needs, from healthcare to law firms and beyond

  • Treasury solutions for full administrative functionality
  • Dedicated, relationship focused support
  • Concierge banking with customized solutions
Professional Practice & Services
A smiling woman with short gray hair and a dark blue shirt stands with her arms crossed in a bright, modern indoor office space.

LOANS & LINES OF CREDIT

Get the funding you need to support cash flow, working capital, or other needs

  • SBA Loans and Lines of Credit
  • Business Loans and Lines of Credit
  • Business Credit Cards

Subject to credit approval.

Fund your business growth
A smiling woman holds a WaFd Bank credit card while working on a laptop in a bright indoor office.

CREDIT CARDS

Flexibility designed for your success

  • Designed for business owners
  • Flexible and convenient
  • Manage expenses and authorized user spend with ease
  • Cashback rewards
Find your perfect card
See All Business Banking Options
Expert Insights

Navigate your business confidently with expert knowledge and guidance.

Woman holding her mobile phone making a payment at a clothing store.

MERCHANT SERVICES

The Benefits of Merchant Services for Your Business

Using merchant services can help boost overall efficiency, enhance customer service, and generally help track and manage your business so you can focus more on helping customers.

8 min read

Updated February 2026

Built for Business | Rapid Invoice Payment Solutions with FINSYNC.

BUSINESS BANKING

What Is the Best Bank for a Small Business?

A lot of places claim they're the best bank for small business, but what really sets them apart from the rest? At WaFd Bank, we can tell you a few things about why we're a great choice.

7 min read

Updated October 2025

Close up mobile payment.

MERCHANT SERVICES

Ensure Credit Card PCI Compliance

PCI compliance helps to ensure the security of every single credit card transaction your business processes. Learn all you need to know to remain compliant and protect your business.

4 min read

Updated February 2026

See all Expert Insights

Frequently Asked Questions