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New home construction below the Santa Catalina Mountains in Arizona.
New home construction below the Santa Catalina Mountains in Arizona.
New home construction below the Santa Catalina Mountains in Arizona.
New home construction below the Santa Catalina Mountains in Arizona.
New home construction below the Santa Catalina Mountains in Arizona.
New home construction below the Santa Catalina Mountains in Arizona.
New home construction below the Santa Catalina Mountains in Arizona.

Construction Loans in Arizona

Let's build your Arizona dream home together. Our local professionals specialize in home construction loans and work with you and your builder from application through completion of your new home. We handle all draws and inspections during construction.

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Already started your application? Return to Construction Loan applicationarrow-right

Arizona Construction Loan Calculator

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Estimated Monthly Payment

$1,234.56
  • This calculator is for educational purposes only, and may not represent WaFd Bank's lending program requirements. Payments quoted do not include taxes & insurance, so actual payments may be higher.
  • Loans are subject to credit approval. Restrictions and limitations may apply. Rates for owner occupied homes only.
Young couple moving in new house, holding keys.

Save Up to $600 on Closing Costs With a Checking Account From WaFd Bank*

*To qualify for the maximum $600 discount, before closing documents are prepared you must (1) have or open the WaFd checking account, (2) register for EZ-Pay from the new checking account, and (3) sign up for direct deposit of at least one form of a monthly recurring source of income.

House project in progress.

Our Custom Construction Loan Advantage

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Save up to $600 on closing costs with a checking account from WaFd Bank.* Find out howarrow-right

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We don't sell, assign, or transfer your loan.

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Once construction is complete, the construction loan automatically becomes a mortgage.

Built Construction and WaFd Bank logo

WaFd Bank has partnered with Built to streamline draws, inspections and more. Learn how Built worksarrow-right

Benefits of Working With WaFd Bank

Benefits of Working With WaFd Bank

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We Keep Your Loan

We don't sell, assign, or transfer your loan.

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Competitive Rates

We have competitive mortgage rates and will be with you every step.

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Apply for a Loan Online

You can quickly and securely apply online in minutes.

Frequently Asked Questions

info-circleStill can't find what you are looking for? Contact your local branch or call us 24/7 at 800-324-9375.

Want more help? Come See Us.

If you're a first time home buyer and have done all your research but want help, just stop by. We're nearby, and we'll sit down with you and answer any questions you may have.