First Time Home Buyer
If you're buying your first home, you probably have a few questions. We're here to help! Our local loan officers will guide you from start to finish. We make it easy to submit documents and receive status updates with our convenient portal.
- This calculator is for educational purposes only, and may not represent WaFd Bank's lending program requirements. Payments quoted may include estimates of taxes & insurance, so actual payments may be higher.
- Loans are subject to credit approval. Restrictions and limitations may apply. 0.77% tax rate used in estimate. Rates for owner occupied homes only.
Save Up to $600 on Closing Costs With a Checking Account From WaFd Bank*
*To qualify for the maximum $600 discount, before closing documents are prepared you must (1) have or open the WaFd checking account, (2) register for EZ-Pay from the new checking account, and (3) sign up for direct deposit of at least one form of a monthly recurring source of income.
Smart Start Home Loan
If you're a first-time home buyer, finding and buying a house can seem daunting in this market. We believe an affordable home is the gateway to long-term and short-term financial success, and with a Smart Start Home Loan, we can help make your dream of homeownership happen.
Benefits of Working With WaFd Bank
We Keep Your Loan
We don't sell, assign, or transfer your loan.
We have competitive mortgage rates and will be with you every step.
Apply for a Loan Online
You can quickly and securily apply online in minutes.