Build on future value
Don't let major housework out-strip your equity
Remodeling
Remodeling Loan Calculator
- Payments quoted may include estimates of taxes & insurance, so actual payments may be higher.
- Loans are subject to credit approval. Restrictions and limitations may apply.
- 0.768333% tax rate used in estimate.
- Rates for owner occupied homes only.
- This calculator is for educational purposes only, and may not represent WaFd Bank's lending program requirements.
- Ask us about additional available loan programs.
- Payments quoted may include estimates of taxes & insurance, so actual payments may be higher.
- Loans are subject to credit approval. Restrictions and limitations may apply.
- 0.77% tax rate used in estimate.
- Rates for owner occupied homes only.
- This calculator is for educational purposes only, and may not represent WaFd Bank’s lending program requirements.
- Ask us about additional available loan programs.
Other WaFd Calculators
Other WaFd Calculators
HELOC
Lot Loan
Refinance
Mortgage
Construction
Benefits of working with WaFd Bank
We keep your loan! We don't sell it to Wall Street or Fannie Mae.
We have competitive mortgage rates and will be with you every step.
You can quickly and securely apply online in minutes.
We keep your loan! We don't sell it to Wall Street or Fannie Mae.
We have competitive mortgage rates and will be with you every step.
You can quickly and securely apply online in minutes.
Your neighborhood loan officer can help you get started
Remodeling Basics
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Is it better to invest in a remodel, or buy a new home?
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Remodeling projects that add the most value to your home.
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What’s the best way to pay for my remodel project?
Save Up to $600 on Closing Costs With a Checking Account From WaFd Bank*
Remodeling Roadmap
Set Objectives
Meet with your architect or builder to plan your dream home.
Project Planning
Set your budget, determine the scope of work, and establish a timeline for completion.
DIY or Contractor?
Doing it yourself or working with a builder? We can work with you either way. Our custom construction loan officers at your local WaFd Bank branch will walk you through the process of completing your project.
Begin Construction
Our custom construction loan officers work with you to manage payouts to your builder each month as construction progresses from beginning to end.
Frequently Asked Questions
See More FAQs
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Still can't fine what you are looking for? Contact your local branch or call us 24/7 at 1-800-324-9375.
Want more help? Come See Us
If you've done all your research but aren't sure a remodeling loan makes sense, just stop by. We're nearby, and we'll sit down with you and answer any questions you may have.
Arizona, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, and Washington* To qualify for the maximum $600 discount, before closing documents are prepared you must (1) have or open the WaFd checking account, (2) register for EZ-Pay from the new checking account, and (3) sign up for direct deposit of at least one form of a monthly recurring source of income.