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Remodeling Loans are currently not available in the state of California.

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Couple laughing while painting a wall in their house.
Couple laughing while painting a wall in their house.
Couple laughing while painting a wall in their house.
Couple laughing while painting a wall in their house.
Couple laughing while painting a wall in their house.
Couple laughing while painting a wall in their house.
Couple laughing while painting a wall in their house.

Remodeling

Don't let major housework outstrip your equity. If you're already a WaFd home loan client, be sure to contact your loan officer to discuss options.

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Already started your application? Return to Remodeling Loan applicationarrow-right

Remodeling Loan Calculator

  • This calculator is for educational purposes only, and may not represent WaFd Bank's lending program requirements. Payments quoted do not include taxes & insurance, so actual payments may be higher.
  • Loans are subject to credit approval. Restrictions and limitations may apply. Rates for owner occupied homes only.
Young couple moving in new house, holding keys.

Save Up to $600 on Closing Costs With a Checking Account From WaFd Bank*

*To qualify for the maximum $600 discount, before closing documents are prepared you must (1) have or open the WaFd checking account, (2) register for EZ-Pay from the new checking account, and (3) sign up for direct deposit of at least one form of a monthly recurring source of income.

Couple remodeling their house and looking at blueprints.

Learn From the Experts: Everything You Need to Know About Remodeling

After over 100 years in the mortgage business, we've learned a think or two about remodeling. Learn more about the big decisions and details you may not have thought about.

Loan officer explains loan details to couple in office.

Benefits of Working With WaFd Bank

Benefits of Working With WaFd Bank

  • We're Here for You

    From submitting your application through closing and beyond

  • Competitive Rates

    We have competitive mortgage rates and will be with you every step

  • Apply for a Loan Online

    You can quickly and securely apply online in minutes

Frequently Asked Questions

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Still can't find what you are looking for? Contact your local branch or call us 24/7 at 800-324-9375.

Want more help? Come See Us.

If you've done all your research and still want help with your construction loan, just stop by. We're nearby, and we'll sit down with you and answer any questions you may have.