Home Mortgage Loans
WaFd Bank has been a recommended mortgage lender for over a century, helping generations of families to own their own homes. Whether you're purchasing or refinancing, our local loan officers are ready to assist. You can apply online, securely upload documents and receive status updates via our online portal. Clients who also bank with us receive discounts on closing costs when mortgage payments are pulled from a WaFd Bank checking account. And, if interest rates go down in the future, WaFd offers low-cost modification and refinancing options to our existing mortgage clients.
- Stuck trying to sell your home before you can buy a new one? Our cross-collateral program can bridge the gap and eliminate the need to make an offer on a new home contingent on selling your existing one.
- Ask us about special programs, including asset-based loans, lower down payment options, custom construction and loans for manufactured homes, large acreage and unusual properties.
Home Loan Calculator
- Payments quoted may include estimates of taxes & insurance, so actual payments may be higher.
- Loans are subject to credit approval. Restrictions and limitations may apply.
- 0.768333% tax rate used in estimate.
- Rates for owner occupied homes only.
- This calculator is for educational purposes only, and may not represent WaFd Bank's lending program requirements.
- Ask us about additional available loan programs.
- Payments quoted may include estimates of taxes & insurance, so actual payments may be higher.
- Loans are subject to credit approval. Restrictions and limitations may apply.
- 0.77% tax rate used in estimate.
- Rates for owner occupied homes only.
- This calculator is for educational purposes only, and may not represent WaFd Bank's lending program requirements.
- Ask us about additional available loan programs.
Other WaFd Calculators
Other WaFd Calculators
The Advantage of a Portfolio Lender
Your neighborhood loan officer can help you get started
The Mortgage Roadmap
Frequently Asked Questions
Want more help? Come See Us
If you've done all your research but aren't sure whether a residential mortgage makes sense, just stop by. We're nearby, and we'll sit down with you and answer any questions you may have.
Arizona, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, and Washington* Property taxes and/or insurance may increase.
** To qualify for the maximum $600 discount, before closing documents are prepared you must (1) have or open the WaFd checking account, (2) register for EZ-Pay from the new checking account, and (3) sign up for direct deposit of at least one form of a monthly recurring source of income.