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Current Mortgage Interest Rates

Mortgage Loan ProgramInterest RateP&I PaymentsAPRFee
30-Year Fixed Mortgage12.875%$1,327.662.981%1.00%
15-Year Fixed Mortgage22.625%$2,152.612.783%0.75%
30-Year Fixed Custom Construction33.625%$1,459.363.792%1.50%
15-Year Fixed Custom Construction43.375%$2,268.033.636%1.25%
20-Year Fixed Lot Loan55.500%$687.895.764%1.00%
24-Month Interest Only Lot Loan55.375%$447.926.787%1.50%
10-Year Interest Only HELOC53.250%$977.193.250%0.00%
Explore HELOC Options
Buying a New Home?
  • Ask us about additional available loan programs.
  • Subject to credit approval.
  • APR is based on loan amount and interest rate.
  • Payments quoted do not include taxes & insurance, so actual payments may be higher.

Annual Percentage Rate

1 Assumes a purchase of an owner occupied single family residence with a loan amount of $320,000 based on a purchase price of $400,000 with a 20% down payment of $80,000. Borrower FICO score of 680 or higher. Subject to qualification Interest rate applies to 30 year fixed purchase only program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario.

2 Assumes a purchase of an owner occupied single family residence with a loan amount of $320,000 based on a purchase price of $400,000 with a 20% down payment of $80,000. Borrower FICO score of 680 or higher. Subject to qualification Interest rate applies to 15 year fixed purchase only program. Monthly payment based on a 15 year loan term amortized over 180 months. Contact your neighborhood loan officer for details on your loan scenario.

3 Assumes a construction of an owner occupied single family residence with a loan amount of $320,000 based on a finished value and cost to complete construction of $400,000. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies only to 30 year fixed custom construction program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario.

4 Assumes a construction of an owner occupied single family residence with a loan amount of $320,000 based on a finished value and cost to complete construction of $400,000. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies only to 15 year fixed custom construction program. Monthly payment based on a 15 year loan term amortized over 180 months. Contact your neighborhood loan officer for details on your loan scenario.

5 Assumes an approved $100,000 loan amount.