Current Mortgage Interest Rates

Mortgage Loan Program Interest Rate P&I Payments
APR
Fee
30-Year Fixed Mortgage * 3.375% $1,414.71 3.484% ​1.00%
15-Year Fixed Mortgage * 3.125% $2,229.15 3.285% ​0.75%
3-Year Adjustable Rate Mortgage * 3.500% $1,436.94 3.926% ​0.50%
5-Year Adjustable Rate Mortgage * 3.500% $1,436.94 3.887% 0.75%
7-Year Adjustable Rate Mortgage * 3.500%
$1,436.94
3.834%
​0.75%
30-Year Fixed Custom Construction ** 3.625%
$1,459.36
3.792%
​1.50%
15-Year Fixed Custom Construction ** 3.375%
$2,268.03
3.636%
1.​25%
3-Year Adjustable Rate Custom Construction ** 3.625%
$1,459.36
4.056%
​1.​25%
5-Year Adjustable Rate Custom Construction ** 3.625%
$1,459.36
4.030%
1.​50%
7-Year Adjustable Rate Custom Construction ** 3.625%
$1,459.36
3.989%
​1.​50%
20-Year Fixed Lot Loan *** 5.875%
$709.24
6.143%
1.00%
24-Month Interest Only Lot Loan *** 5.750%
$479.17
7.167%
1.50%
10-Year Interest Only HELOC *** 3.25%
$977.19
3.25%
0.00%
Rate P&I Payments APR† Fee
30-Year Fixed Mortgage *
3.375% $1,414.71 3.484% ​1.00%
15-Year Fixed Mortgage *
3.125% $2,229.15 3.285% ​0.75%
3-Year Adjustable Rate Mortgage *
3.500% $1,436.94 3.926% ​0.50%
5-Year Adjustable Rate Mortgage *
3.500% $1,436.94 3.887% 0.75%
7-Year Adjustable Rate Mortgage *
3.500% $1,436.94 3.834% ​0.75%
30-Year Fixed Custom Construction **
3.625% $1,459.36 3.792% ​1.50%
15-Year Fixed Custom Construction **
3.375% $2,268.03 3.636% 1.​25%
3-Year Adjustable Rate Custom Construction **
3.625% $1,459.36 4.056% ​1.​25%
5-Year Adjustable Rate Custom Construction **
3.625% $1,459.36 4.030% 1.​50%
7-Year Adjustable Rate Custom Construction **
3.625% $1,459.36 3.989% ​1.​50%
20-Year Fixed Lot Loan ***
5.875% $709.24 6.143% 1.00%
24-Month Interest Only Lot Loan ***
5.750% $479.17 7.167% 1.50%
10-Year Interest Only HELOC ***
3.25% $977.19 3.25% 0.00%

Buying a New Home?

  • Ask us about additional available loan programs.
  • Subject to credit approval.
  • APR is based on loan amount and interest rate.
  • Payments quoted do not include taxes & insurance, so actual payments may be higher.
  • Adjustable loans feature an introductory rate during initial term of 3, 5 or 7 years, after which the interest rate may adjust annually each year based on the current index and applicable margin. Payment may increase.

† Annual Percentage Rate

* Assumes a purchase of an owner occupied single family residence with a loan amount of $320,000 based on a purchase price of $400,000 with a 20% down payment of $80,000. Borrower FICO score of 680 or higher. Subject to qualification Interest rate applies to 30 year fixed purchase only program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario. ** Assumes a construction of an owner occupied single family residence with a loan amount of $320,000 based on a finished value and cost to complete construction of $400,000. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies only to 30 year fixed custom construction program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario.

*** Assumes an approved $100,000 loan amount.