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How to Deposit Money Into Your Account: Step-by-Step Guide

WaFd Bank offers multiple options to deposit money into your accounts, any way you like to do your banking. Whether you like to deposit cash or checks in person at your local branch or WaFd ATM, through mobile deposit, electronically via ACH or mobile deposit, read on to find out more about the ins and outs of making deposits to your accounts.

Woman taking a photo of a check for mobile deposit.

Mobile Deposit

Mobile check deposit lets you deposit checks into your WaFd Bank account using the camera on your mobile device. Here's how it works:
  1. Endorse the check (sign the back of the check on the printed line) and write "for mobile deposit only" underneath your signature.
  2. Open the WaFd Mobile app.
  3. Click on “Deposits” at the bottom of the app.
  4. Choose an account.
  5. Enter your check amount.
  6. Take photos of the front and back.
  7. Review and submit.

How To Deposit a Checkarrow-right

Access online banking when you're on the go with the WaFd mobile app arrow-right.

Apple App Store
For Apple devices
Google Play Store
For Android devices
WaFd App QR Code

Scan the QR code to download the mobile app

Direct Deposit

Direct deposit is the fastest, safest, and most convenient way to automatically deposit funds into your WaFd Bank account. It eliminates the need for physical checks or cash payments, providing a seamless and efficient way to receive regular income like payroll checks, pensions, or government benefits.

How to Set Up Direct Deposit arrow-right

ATM or Branch Deposit

You can make a cash or check deposit at any of WaFd's more than 200 branches in 9 states. MoneyPass® Network ATMS are excluded from making deposits.

Find a WaFd Branch near you arrow-right

Frequently Asked Questions


Find your local WaFd Bank Branch


Find your local WaFd Bank Branch

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