Free Checking Account - No Minimum Balance

Crush those goals with *Free Checking!

Open an Account

*Insufficient funds charge may apply.

- No-fee bill pay and person-to-person payments
- Over 37,000 FEE-FREE ATMs
- 24/7 online & mobile banking with mobile check deposit
- Over 200 branches in 8 states to serve you

No-fee bill pay and Person-to-Person payments

Over 37,000 FEE-FREE ATMs

24/7 online & mobile banking with mobile deposit

Over 200 branches in 8 states to serve you

Everything you need in a Free Checking account:

No minimum balance
No monthly maintenance fees*
Access to 37,000 Fee Free ATMS
Online Banking
Bill Pay & External Transfers
Mobile Banking
Person-to-Person Payments
MyTransfer Available

*Insufficient Funds Charge may apply.

Choose Between Standard, Seattle Sounders FC & Seattle Kraken Debit Cards

Open Account

WaFd Bank Contactless Sounders Debit Card

Open Account

Open Account

Only $25 initial deposit to open.

Mobile Banking

Manage your banking 24/7

Enjoy no-fee bill pay.
Mobile check deposit.
Person-to-person payments with Zelle.
Easy transfers between your accounts.
Access to our innovative online budgeting and management tool.

Download the mobile app

Zelle^®

This is how money moves

Introducing Zelle—a fast, safe and easy way to send money to your friends, family and associates in minutes², right from the WaFd Bank mobile app.
Free online banking with Zelle.

Send your cousin the gift of money without needing to mail a check, or quickly pay your friend back for covering your dinner last night. Just open the WaFd Bank mobile app and get started!

Learn about Zelle

Online Banking

Enroll in Online Banking

Pay bills online or with your smart phone.
Check your balance, view transactions and transfer money.
Deposit a check with your smart phone.
Pay a friend with Person-to-Person transfers with Zelle.
Deposit funds on your schedule at our smart ATMs.

Enroll in online banking

²Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.