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Easy, Fast, Free: Open a Free Checking Account online

Open an Account

America's Best Bank 2021 and 2022 - Newsweek

Truly Free Checking that helped us earn a Best Bank ranking by Money.com three years in a row and Newsweek's Best Big Bank!

No-fee bill pay and person-to-person payments

Over 37,000 FEE-FREE ATMs

24/7 online & mobile banking with mobile check deposit

Over 200 branches in 8 states to serve you

No-fee bill pay and Person-to-Person payments

Over 37,000 FEE-FREE ATMs

24/7 online & mobile banking with mobile deposit

Over 200 branches in 8 states to serve you

Everything you need in a Free Checking account:

No minimum balance
No monthly maintenance fees*
Access to 37,000 Fee Free ATMS
Online Banking
Bill Pay & External Transfers
Mobile Banking
Person-to-Person Payments
MyTransfer Available

*Additional fees may apply.

Choose Between Standard, Seattle Sounders FC & Seattle Kraken Debit Cards

Open Account

WaFd Bank Contactless Sounders Debit Card

Open Account

Open Account

Only $25 initial deposit to open.

Mobile Banking

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Manage your banking 24/7

Enjoy no-fee bill pay.
Mobile check deposit.
Person-to-person payments with Zelle^®.
Easy transfers between your accounts.
Access to our innovative online budgeting and management tool.

Zelle^®

Learn More

This is how money moves^®

Introducing Zelle^® — a fast, safe and easy way to send money to your friends, family and associates in minutes², right from the WaFd Bank mobile app.

Send your cousin the gift of money without needing to mail a check, or quickly pay your friend back for covering your dinner last night. Just open the WaFd Bank mobile app and get started!

Online Banking

Enroll

Enroll in Online Banking

Pay bills online or with your smart phone.
Check your balance, view transactions and transfer money.
Deposit a check with your smart phone.
Pay a friend with Person-to-Person transfers with Zelle^®.
Deposit funds on your schedule at our smart ATMs.

Switch to WaFd Bank

Switch

Switch your account to WaFd in 4 easy steps

Open a WaFd Bank checking account Online or at the branch nearest you.
Use our Switch Organizer to list all your automatic deposits and transactions.
Switch your direct deposits and automatic withdrawals by sending out our Easy Switch Form.
Close your old checking account using our Account Closure Request Form.

Enjoy your new WaFd Bank Account!

²Must have a bank account in the U.S. to use Zelle^®. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle^®.