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Opening a new checking account online is fast and easy.
WaFd Bank voted Best Bank by Newsweek
America's Best Bank 2021, 2022 and 2023 - Newsweek

Personal Checking Accounts with over 40,000 Fee Free ATMs

Whether it's Stellar Plus, Green, or Free, we have an account tailored for you. Let us show you why WaFd Bank was voted Newsweek's Best Big Bank!

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Compare checking account details table
POPULAR

STELLAR PLUS
Checking

GREEN
Checking

*FREE
Checking

Learn about Stellar Plus Checkingarrow-right
Open Account
Learn about Green Checkingarrow-right
Open Account
Learn about Free Checkingarrow-right
Open Account
Boost your benefits with Stellar Plus Checking!It's time you had a checking account that's really got you covered!No minimum balance or monthly maintenance fees!
Only $25 initial depositOnly $25 initial depositOnly $25 initial deposit
  • ATM / Debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • MyTransfer

My WaFd Wins Benefits1

  • Credit Monitoring and Identity Theft Resolution Service
  • Mobile Phone Protection
  • Buyer's Protection/Extended Warranty
  • AD&D Insurance
  • Shopping Discounts
  • Health Discounts
  • Travel & Leisure Discounts
  • Activation and registration are required

My WaFd Wins Benefits1

  • Credit Monitoring and Identity Theft Resolution Service
  • Mobile Phone Protection
  • Buyer's Protection/Extended Warranty
  • AD&D Insurance
  • Shopping Discounts
  • Health Discounts
  • Travel & Leisure Discounts
  • Activation and registration are required
 
$0, $3 or $8 Per Month$6 Per MonthFREE

Balance to waive monthly fee $20,000.

See more details

No minimum balance requirement.

No minimum balance requirement.

Nonsufficient funds charge may apply.

Earn interest on all balancesNo interest earnedNo interest earned

*Nonsufficient funds charge may apply.
1Some benefits require registration at wafdbank.com/wins.

STELLAR PLUS Checking

$0, $3 or $8 Per Month
Boost your benefits with Stellar Plus Checking!
Only $25 initial deposit

My WaFd Wins Benefits1

  • Credit Monitoring and Identity Theft Resolution Service
  • Mobile Phone Protection
  • Buyer's Protection/Extended Warranty
  • AD&D Insurance
  • Shopping Discounts
  • Health Discounts
  • Travel & Leisure Discounts
  • Activation and registration are required
Balance to waive monthly fee $20,000.
Earn interest on all balances See today's interest rates
Learn More

Open Account

GREEN Checking

$6 Per Month
It's time you had a checking account that's really got you covered!
Only $25 initial deposit

My WaFd Wins Benefits1

  • Credit Monitoring and Identity Theft Resolution Service
  • Mobile Phone Protection
  • Buyer's Protection/Extended Warranty
  • AD&D Insurance
  • Shopping Discounts
  • Health Discounts
  • Travel & Leisure Discounts
  • Activation and registration are required
No minimum balance requirement.
No interest earned.
Learn More

Open Account

*FREE Checking

FREE
It's time you had a checking account that's really got you covered!
Only $25 initial deposit
  • ATM / Debit Card
  • Online Banking
  • Bill Pay & External Transfers
  • Mobile Banking
  • Person-to-Person Payments
  • MyTransfer
No minimum balance requirement.
No interest earned.
Learn More

Open Account

*Nonsufficient funds charge may apply.
1Some benefits require registration at wafdbank.com/wins.

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Can't open a traditional bank account?

Start fresh with WaFd Bank's second chance bank account. If you've been denied a bank account, our Fresh Start account can help you get back on track.

Learn about Fresh Start Account

Mobile Banking

Manage your banking 24/7

  • Enjoy no-fee bill pay.
  • Mobile check deposit.
  • Person-to-person payments with Zelle.
  • Easy transfers between your accounts.
  • Access to our innovative online budgeting and management tool.
Download the mobile app

Zelle®

This is how money moves

Introducing Zelle—a fast, safe and easy way to send money to your friends, family and associates in minutes2, right from the WaFd Bank mobile app or online banking.

Send your cousin the gift of money without needing to mail a check, or quickly pay your friend back for covering your dinner last night. Just open the WaFd Bank mobile app and get started!

Learn about Zelle

Online Banking

Get all your banking done in one place

  • Pay bills online or with your smart phone.
  • Check your balance, view transactions and transfer money.
  • Deposit a check with your smart phone.
  • Pay a friend with Person-to-Person transfers with Zelle.
  • Deposit funds on your schedule at our smart ATMs.
Enroll in online banking

Debit Cards

Choose between standard, Sounders FC, and Kraken cards

  • EMV chip technology for simple and secure purchases.
  • Surcharge-free access to over 40,000 ATMs around the country.
  • Visa Purchase Alerts.
Learn about our Debit Cards

2Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.

Contact Us

For more information about our account services, or to talk to our Client Care Directors.