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How to Set Up Direct Deposit for Payroll Checks, Social Security Payments, and Other Government Checks

Direct deposit is the fastest, safest, and most convenient way to automatically deposit funds into your WaFd Bank account. It eliminates the need for physical checks or cash payments, providing a seamless and efficient way to receive regular income like payroll checks, pensions, or government benefits.

A woman setting up direct deposit on her laptop.

Speak with your payroll or human resources department. Usually, all you need is your account number and routing number to sign up in just a few minutes. For Social Security or other government payments go to to enroll.

file-pdf Pre-filled WaFd Bank direct deposit form for your employer

Time-Saving and Convenient

No need to drive to a branch or ATM to deposit your checks, saving you time and gas. You'll also get peace of mind and won't have to worry about misplacing or losing your paycheck. Your funds will be automatically deposited into your account on payday so you can get quick access to your money.

Enhanced Security

Direct deposit significantly reduces your risk of check fraud and theft. Because funds are deposited directly into your account without having to carry paper checks, it's a more secure way to receive your funds and protects you from potential identity theft or forgery.

Fast and Reliable Funds Availability

Unlike traditional methods where you may need to wait for checks to clear, direct deposit ensures immediate availability of funds. You can access and use the money right away, without any delays or holds.

Frequently Asked Questions


Find your local WaFd Bank Branch


Find your local WaFd Bank Branch

We're nearby, and we'll sit down with you and answer any questions you may have.